Hayle Pioneerium Project is about creating an enterprise culture. The Pioneerium will be owned and operated by the community and will be a self-sustainable attraction, which benefits locals, businesses and visitors. As well as creating jobs it will help address the problem that Hayle has – many visitors to West Cornwall stay there but go elsewhere during the day. After enjoying a trip to the Pioneerium, the visitor will stay in the town, enjoying the other attractions on offer, hopefully leading to a knock-on effect for local businesses.
The original Penzance LETS functioned for many years but is sadly no more. Penwith LETS (Local Exchange Trading Scheme) will carry on the tradition - helping people exchange services with other people in the community without the need for money. The group will be run by and for local people, creating wealth that stays in the area. It puts people in touch with a thriving social network and a great variety of resources and skills. LETS is a way of helping people to help themselves. Everybody has skills and someone out there needs yours!
Kernow Credit Union Ltd is open to anyone living and/or working in Cornwall. Credit unions offer their members cheap, flexible loans. They are financial organisation which encourage their members to borrow and save responsibly - an alternative service to banks, building societies and high interest loan providers. Service points are places where you can access the credit union - making deposits, arranging for withdrawals and applying for loans. The nearest service points are currently at Redruth, Pool and Camborne but Kernow Credit Union hope to open a servicepoint in Penzance in the near future.
Kabin promote co-operative solutions and provide well-informed, high quality support to groups and individuals interested in co-operatives and social enterprises. They encourage, promote, develop, and support community led and/or community owned solutions - particularly those that pertain to the health of local economies. Kabin recognise the ecosystem as the base of all economic and social well being and therefore aim to encourage, promote, develop and support activity informed by the values inherent in the concept of stewardship, especially where these run concurrent with the cooperative values and principles. Kabin is working with The Co-operative Enterprise Hub to bring you advice, training and consultancy on how to set up, run and grow a sustainable co-operative business. You can apply for up to four days support which includes business planning, financial, staffing, legal and governance advice. The advice and training is tailored to your business needs. KABIN may be able support your cooperative solutions through the Enterprise Hub.
SSE Cornwall is an initiative of a coalition of organisations who've come together to bring the social entrepreneurial approach and methodology to the South-West. They exist to provide training and opportunities to enable people and companies to use their creative and entrepreneurial abilities more fully for social benefit. Cornwall SSE supports individuals to set up new charities, social enterprises and social businesses across Cornwall and the Isles of Scilly.
Triodos offers you the opportunity to save for a sustainable future. They have a range of personal savings accounts but whichever you choose your money will earn interest. However, Triodos will only use your money in positive ways, supporting people and organisations whose aim is to make the world a better place – socially, culturally and environmentally. They lend money to an huge range of people and organisations (and have lent at least one project in Penwith). Every loan application is assessed on its merits and they’re proud of their record of successfully backing businesses other commercial lenders don’t always understand.
When you place your savings with the Ecology Building Socoety you help to fund mortgages that lead to a more sustainable future. And if you have plans for a property or project that will improve our shared environment, take a look at their mortgages first. They like to lend on: Energy efficient housing, Ecological renovation, Derelict and dilapidated properties, Small-scale and ecological enterprise and Low-impact lifestyles. By opening a savings account with the Ecology you are helping to build a more sustainable future. You receive a good return on your savings and are also creating a fund to advance on even more properties and projects. They offer a range of accounts.
Since 1872 the Co-operative Bank has been providing responsible banking, insurance and investment advice to customers and members. Being owned by a co-operative, they're accountable to members and customers, not shareholders. They believe that this is more relevant than ever today. The Co-operative Bank branch network is much smaller than other banks but their merger with Britannia Building Society means that they now have an additional 245 branches across the country at which basic banking services can be carried out face-to-face. For all other servicing requirements it's possible to use their UK-based call centres and website. The nearest current full branch is in Plymouth but there is a Britannia/ Co-op Bank branch in Truro.
Coast are an independent body and a social enterprise, not core funded, based in a refurbished barn in Cornwall. All their income comes from contract work for private companies, local authorities and other organisations that they work with. They encourage, inform, network, research, lobby, measure, persuade, object, question, bend ears, break boundaries and never knowingly give up!